As Malta’s financial sector continues to diversify, the Malta Financial Services Authority (MFSA) is playing a pivotal role in aligning regulatory integrity with international opportunity.
Under the leadership of Chairman Jesmond Gatt, the Authority has sharpened its focus on developing frameworks that respond to global demand while remaining firmly grounded in European regulation.
One recent example is the MFSA’s initiative on Sukuk as Sharia-compliant market instruments.
“We deliberately started with products linked to capital markets,” Gatt explains, noting that the objective was to introduce Islamic finance structures that can operate fully within the EU regulatory framework.
“These are robust products, supporting investor protection, transparency and disclosure requirements.”
Beyond product innovation, Malta’s appeal lies in regulatory efficiency and ecosystem depth.
EU passporting allows licensed entities to access the entire European market through a single regulator, while the presence of experienced legal, audit, technology and advisory firms creates a complete operating environment.
“Firms don’t just find regulation here,” Gatt notes. “They find an ecosystem that supports growth.”
The MFSA’s approach to supervision balances rigour with openness to innovation, particularly in fintech, digital assets and payments.
Malta was among the first jurisdictions to regulate emerging digital finance activities, reflecting a philosophy of engagement rather than hesitation.
“By understanding the firms’ objectives, regulation can be applied in a way that both supports innovation and upholds robust supervisory standards.”
Looking outward, the MFSA is strengthening dialogue with regulators beyond Europe, particularly in the Gulf.
“Cross-border cooperation is essential,” Gatt concludes.
“As markets connect, regulators must build the bridges that allow innovation and investment to grow with confidence.”
Or visit: www.mfsa.mt
Telephone:+356 2144 1155
Adress: Malta Financial Services Authority,
Triq l-Imdina, Zone 1
Central Business District, Birkirkara,
CBD 1010, Malta
